India’s Public Sector Bank Non Performing Asets Hit Historic Low
The numbers behind that statement are substantial. At the end of March 2026, the gross NPA ratio of public sector banks had fallen to 1.93 per cent, while net NPAs were down to just 0.39 per cent. The Finance Ministry describes both as historically low levels. At the same time, PSBs recorded an all-time high combined net profit of ₹1.98 lakh crore in FY2025-26.